Oregon Paycheck Calculator 2026 — Free & Accurate Take-Home Pay Estimate
Oregon has a progressive income tax of 4.75%–9.9% and no state sales tax (0%) or SDI. Minimum wage is $15.55/hr ($16.80 in Portland Metro, $14.55 in non-urban counties), effective July 1, 2026. A Statewide Transit Tax (0.1%) applies to all Oregon wages, while Portland-area workers additionally pay the TriMet Transit Tax (0.8237%). Paid Leave Oregon takes a 0.6% employee contribution on the first $184,500 of wages. Portland residents may also owe two local taxes above certain income thresholds: Metro Supportive Housing (1%) and Preschool for All (1.5%–3%).
- 4.75%-9.9% State Tax
- No SDI Tax
- 0% State Sales Tax
- $15.55 Min Wage
- Portland Local Taxes Included
- 2026 Tax Brackets
- Free & No Signup
Oregon Paycheck Calculator 2026
Accurate take-home pay with progressive state tax, Paid Leave Oregon & Portland local taxes
✅ Oregon 2026
Oregon: Progressive income tax 4.75%–9.9%. No SDI. No state sales tax (0%).
Minimum wage (effective July 1, 2026): $15.55/hr standard, $16.80/hr Portland metro, $14.55/hr non-urban counties.
Statewide Transit Tax 0.1% applies to all Oregon wages. Paid Leave Oregon deduction 0.6% on first $184,500.
Portland metro local taxes apply if work location is Portland: TriMet 0.8237%, Supportive Housing 1% over thresholds, Preschool for All 1.5%–3% over thresholds.
Oregon bracket thresholds and the Paid Leave Oregon wage base are inflation-adjusted annually — verify current figures at oregon.gov/dor before relying on this for filing purposes.
📋 Pay Information
$
📍 Work Location
Min wage: $15.55/hr (Standard Oregon, eff. 7/1/2026)
Statewide Transit Tax (0.1%) applies to all Oregon work locations, regardless of region selected.
⚙️ Advanced Options
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💰 Your Results
Take-Home Pay
$0.00
per paycheck (biweekly)
$0.00 / year estimated
0.0%
Effective Tax Rate
100%
Take-Home %
$0
Gross / Paycheck
PAYCHECK BREAKDOWN
Gross PayBefore deductions
100%
$0.00
Federal Income Tax2026 brackets, $16,100 std. deduction
0%
$0.00
Oregon State Tax4.75%–9.9% progressive
0%
$0.00
Statewide Transit Tax0.1% on all Oregon wages
0%
$0.00
Portland Local TaxesTriMet + Supportive Housing + Preschool
0%
$0.00
Paid Leave Oregon0.6% on first $168,600
0%
$0.00
SDIOregon has NO SDI
0%
$0.00
Social Security6.2% up to $184,500
0%
$0.00
Medicare1.45% (+0.9% over $200k single)
0%
$0.00
Pre-tax Deductions401k / Health / HSA+FSA
0%
$0.00
Net Take-Home PayPer paycheck
100%
$0.00
🌲 Oregon Facts 2026
🏔️ Oregon has 4.75%–9.9% progressive income tax
🚫 No SDI — unlike California, Oregon has no State Disability Insurance
🛍️ No state sales tax (0%) — one of only five states
💰 Minimum wage (eff. 7/1/2026): $15.55/hr standard, $16.80/hr Portland metro, $14.55/hr non-urban
🚌 Statewide Transit Tax: 0.1% on all Oregon wages
👶 Paid Leave Oregon: 0.6% employee contribution
🏙️ Portland local taxes: TriMet (0.8237%), Supportive Housing (1%), Preschool for All (1.5%–3%)
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Progressive Rates, No Sales Tax, $15.55 Min Wage, Portland Local Taxes
Oregon Has a Progressive State Income Tax — 4.75% to 9.9%
Unlike no-tax states like Texas or Florida, Oregon does have a state income tax. However, Oregon has no state sales tax, which is a major advantage. The tax is progressive — higher income levels are taxed at higher rates.
2026 Oregon Income Tax Brackets Single Filers
4.75% on the first $4,400
6.75% on income from $4,401 to $11,050
8.75% on income from $11,051 to $125,000
9.9% on income over $125,000
2026 Oregon Income Tax Brackets Married Filing Jointly
4.75% on the first $8,800
6.75% on income from $8,801 to $22,100
8.75% on income from $22,101 to $250,000
9.9% on income over $250,000
Oregon also allows a standard deduction of $2,745 for single filers and $5,495 for married filing jointly. This reduces your taxable income before the brackets apply.
Example: A single filer earning $100,000 has Oregon taxable income of $97,255 after the standard deduction. Applying the brackets: $209 (4.75% bracket) + $449 (6.75% bracket) + $7,543 (8.75% bracket) = approximately $8,201 in Oregon state tax.
No SDI Tax — Oregon Has No State Disability Insurance
Workers moving from California often ask if Oregon has SDI. It doesn’t. California workers pay 1.1% SDI on gross pay; Oregon workers pay nothing for SDI. Oregon does have a separate Paid Leave Oregon program (see below), which is different from SDI.
No State Sales Tax — Oregon’s Big Advantage
Oregon is one of only five states with no state sales tax (0%). On $3,000/month of taxable spending, you’d pay $0 in Oregon, versus up to $310/month in Washington (10.35% max) or $307/month in California (10.25% max) — savings that add up to thousands of dollars per year.
Minimum Wage 2026 — $15.55/hr Standard, $16.80/hr Portland Metro
Effective July 1, 2026, Oregon’s three-tier minimum wage is:
$16.80/hour (Portland Metro / Urban Growth Boundary)
$15.55/hour (Standard Counties)
$14.55/hour (Non-urban Counties)
At the standard rate, a 40-hour week earns $622 before taxes. Overtime is 1.5x the regular rate for hours over 40/week.
Paid Leave Oregon — 0.6% Employee Contribution
Oregon’s Paid Leave program has a total contribution of 1% of wages, up to a wage base cap of $184,500 for 2026. Employees pay 60% of this (0.6% of wages); employers pay the remaining 40%. On a $100,000 salary, this is $600/year, or about $23 per biweekly paycheck. It funds paid leave for family and medical reasons.
Portland Local Taxes — Quick Summary
Portland-area workers also pay a Statewide Transit Tax (0.1%) and, if working within the TriMet district, a TriMet Transit Tax (0.8237%). Higher earners may also owe the Metro Supportive Housing Tax (1%) and Preschool for All Tax (1.5%–3%). See the full Portland Local Taxes section above for exact thresholds and examples.
Who Benefits Most from Oregon’s Tax Structure?
High earners pay the top 9.9% rate but benefit most from zero sales tax on large purchases — for example, a $50,000 car purchase costs $0 in Oregon sales tax versus $3,000+ in Washington.
Hourly workers benefit from Oregon’s high minimum wage.
Remote workers living in Oregon pay Oregon income tax but no sales tax on purchases.
Families benefit from Paid Leave Oregon’s job-protected paid time off.
How Oregon Compares to Washington and California
Washington has no state income tax but sales tax up to 10.35%. Oregon has progressive income tax up to 9.9% but zero sales tax. If you spend heavily on goods, Oregon’s zero sales tax favors you; if you save most of your income, Washington’s zero income tax favors you.
Compared to California, Oregon has a lower top rate (9.9% vs. California’s 13.3%), no SDI, and no sales tax — California charges 7.25% base sales tax plus local add-ons up to 10.25%. For most workers, Oregon results in higher take-home pay than California.
A Note on Federal Taxes
You also pay federal income tax, Social Security, and Medicare on top of Oregon state tax. Our calculator includes all of these. For 2026: federal brackets range from 10% to 37%, Social Security is 6.2% on the first $184,500 earned, and Medicare is 1.45% on all earnings (plus a 0.9% surtax above $200,000 single / $250,000 married).
Use the calculator above to see your exact Oregon take-home pay — adjust salary, filing status, and location (Portland Metro vs. Standard) to see how local taxes change your numbers.
Portland Local Taxes — Complete Guide TriMet, Supportive Housing, Preschool for All
If you work in Oregon, a statewide transit tax applies to every paycheck. If you also live or work in the Portland metro area, up to three additional local taxes may apply. Many online calculators miss these entirely — here’s exactly what applies to you and how much it costs.
Statewide Transit Tax — 0.1% of All Wages Applies to Every Oregon Worker
This tax applies to all Oregon employees, regardless of location — not just Portland. It funds public transportation statewide and has been withheld since July 2018. On a $100,000 salary, this costs approximately $100 per year, or about $4 per biweekly paycheck. It’s withheld automatically by your employer, just like income tax.
TriMet Transit Tax — 0.8237% of All Wages Portland Metro Only
This applies only if you work within the TriMet district (Portland, Gresham, Beaverton, Hillsboro, and surrounding cities), regardless of where you live. There is no cap — you pay it on every dollar earned. On a $100,000 salary, this costs approximately $824 per year, or about $32 per biweekly paycheck. It’s deductible on your Oregon state return but not your federal return.
Metro Supportive Housing Services (SHS) Tax — 1% on Higher Incomes
This applies if you live or work in the Metro district AND your Oregon taxable income exceeds $125,000 (single) or $200,000 (married filing jointly). You pay 1% only on the amount above the threshold.
Example: A single filer with $150,000 taxable income pays 1% on $25,000 = $250/year.
This is calculated on your annual state return, not deducted per paycheck.
Preschool for All (PFA) Tax — 1.5%–3% on Higher Incomes
This applies only to Portland city residents, regardless of work location, at the same $125,000 (single) / $200,000 (married) threshold. You pay 1.5% on income between $125,000–$250,000 (single), and 3% total above $250,000.
Example: A single filer with $180,000 taxable income pays 1.5% on $55,000 = $825/year.
Also calculated annually, not per paycheck.
Quick Reference — Which Taxes Apply to You?
Work anywhere in Oregon → Statewide Transit Tax (0.1%), deducted every paycheck.
Work in Portland metro (TriMet district) → + TriMet Tax (0.8237%), deducted every paycheck.
Live/work in Metro district AND income over $125K single / $200K married → + Supportive Housing Tax (1%), paid annually.
Live in Portland city AND income over $125K single / $200K married → + Preschool for All Tax (1.5%–3%), paid annually.
Note: Most paycheck calculators (ADP, SmartAsset, PaycheckCity) don’t account for these local taxes. Our calculator includes the statewide and TriMet transit taxes as per-paycheck deductions, and these local taxes are deductible on your Oregon state return, reducing your overall state tax bill.
Real Example — What a $100,000 Salary Looks Like in Oregon with Portland Local Taxes
Meet Oliver: single, no dependents, works in Portland, earns $100,000/year, and is paid biweekly (26 paychecks). He contributes 5% to his 401(k) and pays $150/paycheck for health insurance.
Break Down of Oliver’s Paycheck
Gross pay per paycheck: $3,846.15
Pre-tax deductions (401k + health insurance): –$342.31
Federal income tax (2026 brackets, $16,100 standard deduction): –$431.23
Oregon state income tax: –$285.46
Paid Leave Oregon (0.6%): –$23.08
TriMet Transit Tax (0.8237%, Portland only): –$31.68
Social Security (6.2%): –$238.46
Medicare (1.45%): –$55.77
Net Take-Home Pay
Approximately $2,438 per biweekly paycheck ($63,388/year).
That’s about 63% of gross pay taking home — the rest goes to federal tax, Oregon state tax, FICA, Paid Leave Oregon, TriMet, and his 401(k)/health insurance.
Two Quick Variations
Outside Portland (no TriMet tax): Net pay rises to approximately $2,470/paycheck.
At $150,000/year: Oliver would also owe the Metro Supportive Housing Tax (1% above $125,000) and Preschool for All Tax (1.5%–3% above $125,000) if he lives in Portland — adding roughly $2,500/year to his tax bill.
Want your exact numbers? Use the calculator above — enter your salary, select Portland Metro or Standard Oregon, and see your real take-home pay instantly.
Oregon vs Washington vs California vs Texas — Which State is Best for Your Paycheck?
Choosing where to live and work has a huge impact on your take-home pay. Oregon has a progressive income tax up to 9.9% but zero sales tax. Washington has no income tax but high sales tax. California has both high income tax and high sales tax. Texas and Florida have no state income tax and moderate sales tax.
Annual State & Local Tax Burden on a $100,000 Salary (Single Filer)
Oregon (Portland Metro): ~$9,725/year
State income tax: ~$8,201
TriMet Transit Tax: ~$824
Statewide Transit Tax: ~$100
Paid Leave Oregon: ~$600
Sales tax: $0
Oregon (Non-Portland): ~$8,901/year
State income tax: ~$8,201
Statewide Transit Tax: ~$100
Paid Leave Oregon: ~$600
Sales tax: $0
Washington: ~$3,726/year (Sales Tax Only)
State income tax: $0
Sales tax: Up to 10.35% (Seattle area)
(Assumes spending $3,000/month on taxable goods)
California: ~$14,090/year
State income tax (~9.3% effective): ~$9,300
SDI (1.1%): ~$1,100
Sales tax: Up to 10.25% (~$3,690/year at $3,000/month spending)
Texas: ~$2,250/year (Sales Tax Only)
State income tax: $0
Sales tax: 6.25% (~$2,250/year at $3,000/month spending)
Florida: ~$2,160/year (Sales Tax Only)
State income tax: $0
Sales tax: 6% (~$2,160/year at $3,000/month spending)
Note: Sales tax estimates assume $3,000/month in taxable spending — adjust based on your actual spending habits. State income tax figures are approximate; use the calculator above with your exact salary and filing status for a precise number.
Based on total tax burden, Texas and Florida are lowest, followed by Washington, then Oregon, and finally California. This ranking shifts if you spend more or less than $3,000/month on taxable goods — heavy spenders benefit more from Oregon’s zero sales tax, while big savers benefit more from Washington’s zero income tax.
What About Higher Salaries?
At higher incomes, Oregon’s progressive tax takes a larger share. At $150,000, Oregon’s state income tax rises to approximately $13,000/year. At $300,000, it rises to approximately $28,000/year — and Portland residents at this level may also owe the Metro Supportive Housing and Preschool for All taxes, adding another $2,000–$3,000/year. Washington and Texas remain at $0 income tax regardless of income level.
Minimum Wage Comparison 2026
Washington: $17.13/hour (Highest among these five states)
California: $16.90/hour
Oregon: $15.55/hour standard / $16.80/hour Portland Metro
Florida: $14.00/hour (Rising to $15.00 on September 30, 2026)
Texas: $7.25/hour (Federal minimum; no state minimum wage law)
For hourly workers, Washington and California offer the highest minimum wages, with Oregon’s Portland Metro rate close behind.
Who Should Choose Oregon?
Best for people who spend heavily in-state (zero sales tax is a major advantage), moderate-income earners avoiding sales tax, remote workers living in Oregon while working for out-of-state companies, and those who value the Pacific Northwest lifestyle and outdoor recreation.
Who Should Choose Washington?
Best for high earners avoiding state income tax entirely, people who don’t spend heavily on taxable goods, tech workers in Seattle/Bellevue/Redmond, and remote workers living in Washington for out-of-state employers.
Who Should Choose California?
Best for people whose careers only exist there (entertainment, specialized tech), those with salaries high enough to offset the tax burden, and those who value weather and lifestyle over maximum take-home pay.
Who Should Choose Texas?
Best for high earners wanting zero state income tax, workers in energy, tech, and healthcare, and those seeking a lower cost of living with moderate (6.25%) sales tax.
Who Should Choose Florida?
Best for retirees (no state tax on Social Security, 401(k), IRA, or pension income; no inheritance or estate tax), and anyone prioritizing warm weather with low (6%) sales tax.
The Bottom Line on Oregon Taxes
Oregon has a progressive income tax up to 9.9% but zero sales tax. Portland adds local taxes (Statewide Transit, TriMet, and — for higher earners — Supportive Housing and Preschool for All). Paid Leave Oregon adds 0.6%. Minimum wage is $15.55/hour ($16.80 in Portland Metro). Whether Oregon beats Washington or Texas depends on your income level and spending habits: heavy spenders benefit from zero sales tax, while high earners may prefer Washington’s zero income tax.
Use the calculator above to compare states with your exact salary — see your real net take-home pay, not estimates, for Oregon, Washington, California, Texas, or Florida.
Frequently Asked Questions — Oregon Paycheck & Taxes
Here are answers to the most common questions people ask about Oregon paychecks, taxes, and take-home pay.
Single Filers
4.75% on the first $4,400
6.75% on income from 4,401to4,401to11,050
8.75% on income from 11,051to11,051to125,000
9.9% on income of $125,001 or more
Married Filing Jointly / Head of Household
4.75% on the first $8,800
6.75% on income from 8,801to8,801to22,100
8.75% on income from 22,101to22,101to250,000
9.9% on income of $250,001 or more
Married Filing Separately (same as single)
4.75% on the first $4,400
6.75% on income from 4,401to4,401to11,050
8.75% on income from 11,051to11,051to125,000
9.9% on income of $125,001 or more
No. Oregon is one of only five states with no state sales tax. The state sales tax rate is zero percent. When you buy goods in Oregon, you pay no state sales tax. This is a major advantage over neighboring Washington (up to 10.35%) and California (up to 10.25%).
No. Oregon does not have State Disability Insurance. Unlike California where workers pay 1.1% SDI on their gross pay, Oregon workers pay nothing for SDI. However, Oregon does have a Paid Family and Medical Leave (PFML) program, which is different.
No. Oregon does not have State Disability Insurance. Unlike California where workers pay 1.1% SDI on their gross pay, Oregon workers pay nothing for SDI. However, Oregon does have a Paid Family and Medical Leave (PFML) program, which is different.
Yes, Portland has three local taxes that affect your paycheck. The TriMet Transit Tax is 0.8237% of all wages and is deducted from your paycheck if you work in the Portland metro area. The Metro Supportive Housing Tax is 1% on Oregon taxable income over 125,000forsinglefilersorover125,000forsinglefilersorover200,000 for married couples. The Preschool for All Tax is 1.5% on income over 125,000/125,000/200,000 and 3% on income over 250,000/250,000/400,000. The last two are paid on your annual state tax return, not per paycheck.
The standard minimum wage for 2026 is 14.70perhour.InthePortlandmetroarea,theminimumwageis14.70perhour.InthePortlandmetroarea,theminimumwageis15.95 per hour. In non-urban counties, it is slightly lower. Overtime pay is one and a half times your regular rate for all hours worked over 40 hours per week.
For a single filer living and working in Portland: approximately 61,430peryearor61,430peryearor2,363 per biweekly paycheck after all taxes (federal, Oregon state, TriMet Transit Tax, PFML, Social Security, Medicare) and assuming a 5% 401k contribution and 150 per paycheck for health insurance Outside Portland, take-home pay is approximately 150 per paycheck for health insurance Outside Portland, take-home pay is approximately 62,250 per year or $2,395 per biweekly paycheck.
Yes, but with caveats. If you live in Oregon and work remotely for an out-of-state company, you still pay Oregon state income tax because Oregon taxes based on where you live. You also pay PFML and Portland local taxes if applicable. However, you benefit from Oregon's 0% sales tax. A popular strategy is to live in Washington (no income tax) and work remotely for an Oregon company, while shopping in Oregon (no sales tax).
No. You pay Oregon state income tax because you live in Oregon. Washington has no state income tax, so you pay nothing to Washington. Your employer should withhold Oregon tax from your paycheck. The TriMet Transit Tax applies if you work from home in Portland.
No. Oregon does not tax non-residents on wages earned while working outside Oregon. If you live in Washington and work from your home office in Washington, you pay zero Oregon tax. You also pay zero Washington income tax (no state income tax). You do pay Washington sales tax on purchases, but many people in the Vancouver area shop in Portland to avoid sales tax.
For 2026, the Social Security wage base is 184,500.You pay 6,218,4500. You pay 6,218,4500 you earn. Once you earn more than this amount, the Social Security tax stops for the rest of the year. Your paychecks become larger after you reach this limit. For 2025, the limit was $176,100.
Yes, Oregon taxes most retirement income including 401k withdrawals, IRA withdrawals, and pension income. However, Oregon does not tax Social Security benefits. Oregon also offers a retirement income exclusion for certain types of retirement income, subject to income limits. Consult a tax professional for details.
Yes. Oregon has an estate tax on estates worth over $1 million. This tax is paid by the estate, not by heirs. Oregon does not have an inheritance tax (tax on what heirs receive). Washington has an estate tax, but California does not.
Your actual paycheck may differ from our calculator for several reasons. Your employer may use different withholding calculations based on your specific W-4 and OR-W-4 forms. You may have additional deductions like life insurance, disability insurance, or union dues. You may have wage garnishments or child support withholdings. Your bonus or commission may have been paid in a different pay period. Your health insurance premiums may be different from our default assumption. Always check your pay stub and compare it to our calculator. If numbers are consistently different, ask your payroll department for an explanation.
You should check your paycheck every pay period. Compare your actual deductions to our calculator. Common payroll errors include wrong tax withholding, incorrect 401k contributions, missed overtime pay, wrong benefit deductions, and incorrect personal information. Catching errors early is easier than fixing them months later. Set a reminder to review your pay stub every time you are paid.
Yes. Our calculator works for both hourly and salaried workers. Switch between hourly and salary mode with one click. Enter your hourly rate and hours worked per week. You can also add overtime hours and the calculator will apply the overtime rate of one and a half times your regular hourly rate. The calculator automatically calculates your gross pay, taxes, and net take-home pay, including Oregon state tax, PFML, and Portland local taxes if applicable. The minimum wage in Oregon for 2026 is 14.70 per hour (15.95 in Portland metro).
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Accurate for All 50 States, Updated for 2026
We use official rates from the IRS, Social Security Administration, and each state’s tax authority, including the 2026 federal brackets, $16,100 standard deduction (single filer), and $184,500 Social Security wage base.
Oregon Specific — Progressive Tax, No Sales Tax, Paid Leave Oregon, Portland Local Taxes
Oregon calculations include the 4.75%–9.9% progressive income tax, the 0.6% Paid Leave Oregon deduction, Statewide Transit Tax (0.1%), TriMet Transit Tax (0.8237%), and the Metro Supportive Housing and Preschool for All taxes for higher-income Portland residents. Minimum wage is correctly set at $15.55/hour standard ($16.80 in Portland Metro), effective July 1, 2026.
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