2026 State Payroll Index
Every state's paycheck calculator, in one directory.
This is the index for all 50 states plus D.C. — click any state on the map or in the rate list below to open its own calculator page. Jump between states any time to compare take-home pay side by side.
50States indexed + D.C.
09States with no income tax
13.3%Highest top rate (CA)
01 — Interactive lookup
Find Your State's Paycheck Calculator
Click any state on the map below
Rates last verified against Tax Foundation 2026 state income tax data · Rates shown are top marginal rates — most filers pay far less than the top rate.
No Income Tax States — Keep 100% of Your Paycheck
These 9 states do not charge any state income tax. You only pay federal taxes.
NO-01
Texas
Tax Rate: 0%
No state income tax, no local tax
NO-02
Florida
Tax Rate: 0%
No state income tax, no local tax
NO-03
Washington
Tax Rate: 0%
No wage income tax (7% tax on capital gains over $250k)
NO-04
Nevada
Tax Rate: 0%
No state income tax
NO-05
Wyoming
Tax Rate: 0%
No state income tax
NO-06
South Dakota
Tax Rate: 0%
No state income tax
NO-07
Alaska
Tax Rate: 0%
No state income tax
NO-08
Tennessee
Tax Rate: 0%
Hall Tax fully repealed since 2021
NO-09
New Hampshire
Tax Rate: 0%
Interest & dividends tax fully phased out since 2025
Highest Tax States — Understand Where Your Money Goes
These states and D.C. have the highest top marginal income tax rates in 2026. Rates apply only to income above each state's top bracket.
HI-01
California
Top Rate: 13.3%
9 brackets + 1% surcharge on income over $1M — highest in the U.S.
HI-02
Hawaii
Top Rate: 11.0%
12 brackets, applies over $200,000
HI-03
New York
Top Rate: 10.9%
Applies over $25M; +3.876% NYC local tax if you live in NYC
HI-04
New Jersey
Top Rate: 10.75%
7 brackets, applies over $1M
HI-05
Oregon
Top Rate: 9.9%
4 brackets, applies over $125,000; no sales tax
HI-06
Minnesota
Top Rate: 9.85%
4 brackets, applies over $183,341
HI-07
Massachusetts
Top Rate: 9.0%
5% base rate + 4% surtax on income over $1M
HI-08
Vermont
Top Rate: 8.75%
5 brackets, applies over $204,000
HI-09
Wisconsin
Top Rate: 7.65%
4 brackets, applies over $374,600
HI-10
Maine
Top Rate: 7.15%
3 brackets, applies over $64,849
HI-11
Washington D.C.
Top Rate: 10.75%
Ties New Jersey for 4th highest nationally
Moderate Tax States — Balanced Rates
Top marginal rates roughly between 4.5% and 7%.
MD-01
Connecticut
Top Rate: 6.99%
7 brackets
MD-02
Delaware
Top Rate: 6.6%
7 brackets
MD-03
Rhode Island
Top Rate: 5.99%
3 brackets
MD-04
New Mexico
Top Rate: 5.9%
4 brackets
MD-05
Virginia
Top Rate: 5.75%
4 brackets
MD-06
Maryland
Top Rate: 5.75%
8 brackets + local county tax (2.25%–3.2% on top)
MD-07
Montana
Top Rate: 5.65%
2 brackets — cut from 5.90% for 2026
MD-08
Kansas
Top Rate: 5.58%
Graduated brackets
MD-09
South Carolina
Top Rate: 5.21%
New H.4216 two-rate formula (1.99% / 5.21%) for 2026
MD-10
Georgia
Top Rate: 5.19%
Single-rate — cut from 5.39% for 2026
MD-11
Idaho
Top Rate: 5.30%
Single-rate
MD-12
Alabama
Top Rate: 5.0%
3 brackets
MD-13
Illinois
Top Rate: 4.95%
Single-rate after $2,925 personal exemption
MD-14
West Virginia
Top Rate: 4.82%
5 brackets
MD-15
Missouri
Top Rate: 4.7%
10 brackets
MD-16
Nebraska
Top Rate: 4.55%
Graduated — cut from 5.20% for 2026
MD-17
Utah
Top Rate: 4.50%
Single-rate; taxpayer credit affects effective rate
MD-18
Oklahoma
Top Rate: 4.5%
4 brackets — cut from 4.75% for 2026
Remaining States — Complete List
Top marginal rates under 4.5% (excluding the no-tax states above).
LO-01
Colorado
Top Rate: 4.40%
Single-rate, federal-standard-deduction starting point
LO-02
Michigan
Top Rate: 4.25%
Single-rate; some cities add local income tax
LO-03
Mississippi
Top Rate: 4.00%
Applies above $10,000 — cut from 4.40% for 2026
LO-04
North Carolina
Top Rate: 3.99%
Single-rate — final step of scheduled phase-down
LO-05
Arkansas
Top Rate: 3.90%
Graduated brackets
LO-06
Iowa
Top Rate: 3.80%
Flat rate, confirmed by Iowa DOR for 2026
LO-07
Kentucky
Top Rate: 3.50%
Single-rate — cut from 4.00% for 2026
LO-08
Louisiana
Top Rate: 3.00%
Single-rate after 2025 reform
LO-09
Pennsylvania
Top Rate: 3.07%
Single-rate; Philadelphia adds a 3.75% wage tax
LO-10
Indiana
Top Rate: 2.95%
Single-rate — cut from 3.00%; county taxes can add more
LO-11
Ohio
Top Rate: 2.75%
Single-rate on nonbusiness income over $26,050
LO-12
Arizona
Top Rate: 2.50%
Single-rate
LO-13
North Dakota
Top Rate: 2.5%
2 brackets
Frequently Asked Questions — State Taxes
Answers below reflect verified 2026 rates.
01Which states have no income tax? ▾
Nine states: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Washington still applies a 7% capital gains excise tax to gains above $250,000 for high earners, even though it has no wage income tax.
02Which state has the highest income tax? ▾
California, at a 13.3% top marginal rate on income over $1 million (12.3% base rate plus a 1% Mental Health Services surcharge). Hawaii (11.0%), New York (10.9%), and New Jersey (10.75%) follow.
03Does New York City have its own income tax? ▾
Yes — NYC residents pay an additional local income tax of up to 3.876% on top of New York State's rate, which is one reason combined marginal rates for high earners in the city are among the highest in the country.
04How do I calculate my take-home pay for my state? ▾
Select your state above to open its dedicated calculator, which applies that state's 2026 brackets, standard deduction, and any local taxes on top of federal withholding.
05Do I pay state tax in the state where I live or where I work? ▾
Generally both, with a credit to avoid double taxation — your resident state taxes all your income, and your work state taxes income earned there. Some neighboring states have reciprocity agreements that remove the need to file in both.
06Which states have the lowest taxes? ▾
Beyond the 9 no-tax states, North Dakota (2.5%) and Arizona (2.50%) have the lowest top marginal rates among states that do tax income, followed closely by Ohio (2.75%) and Indiana (2.95%).
07Does my state tax Social Security benefits? ▾
Most states don't. In 2026, only eight states tax Social Security to any degree: Colorado, Connecticut, Minnesota, Montana, New Mexico, Rhode Island, Utah, and Vermont — and most of those offer exemptions for lower- and middle-income recipients.
08How do I change my state tax withholding? ▾
Submit an updated state withholding form (often a state-specific version of the W-4) to your employer's payroll or HR department; most states let you adjust your allowances or a flat additional withholding amount at any time.