Paycheck Calculator by State — Calculate Take-Home Pay for All 50 States
Find your state below to calculate your exact take-home pay after federal, state, and local taxes. Compare tax rates across all 50 states.
Choose your state from the list below. Each state has different tax rates, and some cities have additional local taxes. Our calculators give you accurate take-home pay estimates for your specific location.
- All 50 States
- 2026 Tax Rates
- No Signup Required
- Free & Forever
No Income Tax States — Keep 100% of Your Paycheck
These 9 states do not charge any state income tax. You only pay federal taxes. Your take-home pay is maximized here.
- Texas
- Tax Rate: 0%
- No state income tax, no local tax
- Florida
- Tax Rate: 0%
- No state income tax, no local tax
- Washington
- Tax Rate: 0%
- No state income tax
- Nevada
- Tax Rate: 0%
- No state income tax
- Wyoming
- Tax Rate: 0%
- No state income tax
- South Dakota
- Tax Rate: 0%
- No state income tax
- Alaska
- Tax Rate: 0%
- No state income tax
- Tennessee
- Tax Rate: 0%
- No wage tax
- New Hampshire
- Tax Rate: 0%
- No wage tax
High Tax States — Understand Where Your Money Goes
These states have the highest income tax rates. Use our calculators to see your exact take-home pay after state taxes.
- California
- Tax Rate: 9.3%
- +1.1% SDI State Disability Insurance
- Highest state tax in continental US
- Oregon
- Tax Rate: 9.9%
- Highest state tax rate in US
- No sales tax
- New York
- Tax Rate: 6.5%
- +3.9% NYC local tax if you live in NYC
- +1.67% Yonkers local tax if you live in Yonkers
- New Jersey
- Tax Rate: 6.37%
- High property taxes
- Minnesota
- Tax Rate: 6.8%
- Progressive tax brackets
Medium Tax States — Balanced Tax Rates
These states offer moderate income tax rates. Good balance between taxes and services.
- Illinois
- Tax Rate: 4.95%
- Flat income tax rate
- Pennsylvania
- Tax Rate: 3.07%
- Flat income tax rate
- Ohio
- Tax Rate: 3.5%
- Flat income tax rate
- Georgia
- Tax Rate: 5.75%
- Progressive tax brackets
- North Carolina
- Tax Rate: 5.25%
- Flat income tax rate
- Michigan
- Tax Rate: 4.25%
- Flat income tax rate
- Virginia
- Tax Rate: 5.75%
- Progressive tax brackets
- Arizona
- Tax Rate: 2.5%
- Flat income tax rate
- Massachusetts
- Tax Rate: 5.0%
- Flat income tax rate
- Colorado
- Tax Rate: 4.4%
- Flat income tax rate
Remaining States — Complete List
Click on any state below to calculate your exact take-home pay with state-specific tax rates.
- Alabama
- Tax Rate: 5.0%
- Progressive tax brackets
- Arkansas
- Tax Rate: 5.5%
- Progressive tax brackets
- Connecticut
- Tax Rate: 6.0%
- Progressive tax brackets
- Delaware
- Tax Rate: 6.6%
- Progressive tax brackets
- Hawaii
- Tax Rate: 11.0%
- Highest state tax in US
- Idaho
- Tax Rate: 6.0%
- Progressive tax brackets
- Indiana
- Tax Rate: 3.23%
- Flat income tax rate
- Iowa
- Tax Rate: 6.0%
- Progressive tax brackets
- Kansas
- Tax Rate: 5.7%
- Progressive tax brackets
- Kentucky
- Tax Rate: 4.5%
- Flat income tax rate
- Louisiana
- Tax Rate: 4.25%
- Progressive tax brackets
- Maine
- Tax Rate: 7.15%
- Progressive tax brackets
- Maryland
- Tax Rate: 5.75%
- Progressive tax brackets
- Mississippi
- Tax Rate: 5.0%
- Progressive tax brackets
- Missouri
- Tax Rate: 5.4%
- Progressive tax brackets
- Montana
- Tax Rate: 6.75%
- Progressive tax brackets
- Nebraska
- Tax Rate: 6.84%
- Progressive tax brackets
- New Mexico
- Tax Rate: 5.9%
- Progressive tax brackets
- North Dakota
- Tax Rate: 2.9%
- Progressive tax brackets
- Oklahoma
- Tax Rate: 4.75%
- Progressive tax brackets
- Rhode Island
- Tax Rate: 5.99%
- Progressive tax brackets
- South Carolina
- Tax Rate: 6.2%
- Progressive tax brackets
- Utah
- Tax Rate: 4.95%
- Flat income tax rate
- Vermont
- Tax Rate: 8.75%
- Progressive tax brackets
- West Virginia
- Tax Rate: 6.5%
- Progressive tax brackets
- Wisconsin
- Tax Rate: 6.27%
- Progressive tax brackets
Frequently Asked Questions — State Taxes
Here are answers to the most common questions people ask about state income taxes.
Nine states have no state income tax on wages. These states are Texas, Florida, Washington, Nevada, Wyoming, South Dakota, Tennessee, New Hampshire, and Alaska.
New Hampshire and Tennessee tax only interest and dividend income, not wages. The other seven states tax no income at all.
California has the highest state income tax rate at 9.3 percent for most earners. High earners in California can pay up to 13.3 percent. Oregon is next at 9.9 percent, followed by Minnesota at 6.8 percent and New York at 6.5 percent.
Yes. If you live in New York City, you pay an additional local income tax of 3.9 percent on top of the 6.5 percent state tax. Yonkers also has its own local tax of 1.67 percent.
Use our calculator above. Select your state from the dropdown menu. Enter your salary, pay frequency, filing status, and deductions. The calculator will show your exact take-home pay after federal and state taxes.
Generally, you pay state income tax to the state where you work. If you live in one state and work in another, you may need to file taxes in both states. Your home state usually gives you a credit for taxes paid to the other state. Check with a tax professional for your specific situation.
The nine no-income-tax states have the lowest taxes. After that, states with flat tax rates like Pennsylvania (3.07 percent), Arizona (2.5 percent), and North Dakota (2.9 percent) have very low taxes.
Most states do not tax Social Security benefits. However, some states like Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, Rhode Island, Utah, Vermont, and West Virginia tax Social Security benefits to varying degrees. Check your state's rules.
Fill out a new state withholding form with your employer. Each state has its own form. For California, use form DE-4. For New York, use form IT-2104. For Texas, there is no state withholding because there is no state income tax.
Related Calculators You May Find Useful
Try these other free calculators to help with your financial planning.
Main Paycheck Calculator — Calculate your take-home pay for any state. Includes all 50 states with 2026 tax rates. Add deductions like 401k, health insurance, and HSA.
Hourly to Salary Calculator — Convert your hourly wage to annual, monthly, and weekly salary. Also convert annual salary to hourly rate. Includes overtime and after-tax estimates.
Overtime Calculator — Calculate overtime pay at 1.5 times your regular rate. Includes double time (2x) for holidays and after-tax estimates.
Bonus Tax Calculator — Calculate how much of your bonus you actually keep after taxes. See federal tax (22 percent flat), state tax, and FICA withholding.
Payroll Deductions Calculator — See exactly what comes out of your paycheck. Calculate federal tax, state tax, Social Security, Medicare, 401k, and health insurance deductions.
Salary Comparison Calculator — Compare two job offers side by side. See after-tax take-home pay, state tax difference, and which job pays more.
401k Calculator — Calculate your 401k growth, employer match value, tax savings, and paycheck impact. See how much you’ll have at retirement.
Texas Paycheck Calculator — Calculate take-home pay in Texas with zero state income tax. No SDI, no local tax.
California Paycheck Calculator — Calculate take-home pay in California with 9.3 percent state tax and 1.1 percent SDI.
Florida Paycheck Calculator — Another zero state tax state. Compare take-home pay in Florida.
New York Paycheck Calculator — Calculate take-home pay in New York with 6.5 percent state tax and up to 3.9 percent NYC local tax.
Why Thousands of Users Trust Our State Paycheck Calculators
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Instant Results — No Button Clicking
Results update as you type. No waiting. No page reloads. Just immediate answers. You do not need to click any calculate button.
Accurate for All 50 States
Our calculators include accurate tax rates for all 50 states. From Texas with 0 percent tax to California with 9.3 percent tax plus 1.1 percent SDI. You get accurate take-home pay estimates for your specific state.
Updated for 2026 Tax Laws
Our calculators use the latest 2026 federal tax brackets, standard deduction amounts, Social Security wage base limits, and state tax rates. No outdated information.
Privacy First — No Tracking
We do not use Google Analytics, Facebook pixels, or any tracking scripts. Your salary and personal data never leave your browser. What you calculate stays with you.
Created with Tax Professionals
Our calculations are reviewed by certified tax professionals to ensure accuracy. We update our tax brackets and deduction limits when official sources announce changes.
Used by Thousands of Users Monthly
Join thousands of workers who use our calculators every month to understand their take-home pay, plan their budget, and compare job offers across different states.